Christmas gifts: personal finance books

Intuit-owned Mint.com is heading to schools today with the launch of a free, online program designed to educate middle-school students about personal finance and financial management.

Mint has partnered with educational publisher Scholastic to develop materials that parents and teachers can use to teach children the ins and outs of personal finance management. The materials includes lesson plans as well as an interactive game, to teach children money management, budgeting and goals.

For example, the program teaches children the concept of compound interest with real-life math problems, and encourages children to set goals and budgets with their own current work opportunities (i.e. babysitting).

Mint says the curriculum will be expanded to 30,000 classrooms nationwide early next year. Considering the state of the economy and credit, teaching children financial literacy and sounds personal finance practices at an early edge is an incredibly important initiative. In terms of branding, this is a big win for Mint, which can start building awareness of its tools among students at an early age.

Posting for a friend:

Last week I was cleaning out my desk when I noticed a wad of 20s sticking out from one of the books on the shelf above my desk ($200 total). At first I got super-excited, thinking I'd stashed some cash and forgotten it. But then I realized that the cash was actually sticking out of a card in the book. I remembered that the book (which I hadn't gotten around to reading) was a gift from a family member, L, for my birthday in the winter of '07-08.

I looked at the card and saw that L had written an inscription asking me to donate the cash to the Obama campaign in my name. Uh-oh. Obviously I did not do this. In fact, I have absolutely no memory of receiving this money or L's request. Normally I'm not a forgetful person, but that winter was an insane period in my life. Still, I feel absolutely and completely horrible about this. I completely abused L's trust.

So now I need to figure out what to do with this money. Just keeping it is not an option. I could give it back to L with a profuse apology. This makes the most sense but I'm worried that she'll be angry that I never did this and hurt that I paid so little attention to her present - not only did I not read the book, but I never even opened it!

I could donate the money to a charity I know she would support, like Planned Parenthood. I could wait until 2012 and donate it to Obama's reelection effort.

What would you do in my case?
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Thursday, January 6, 2011

personal finance books

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